IR35 Insurance

‘Fee Payer IR35 Protect’ – our market leading IR35 insurance that provides £100,000 worth of cover per claim for both the professional representation costs involved in defending an HMRC IR35 status enquiry as well as resultant tax liabilities.

Our insurance insures the engagement and covers all parties involved, including agencies, clients and the contractor. Any party in the IR35 supply chain can purchase the insurance, but only once an outside IR35 determination has been made from within the range of assessments included within the Contractor Compliance Portal.

The ‘Prospects of Success’ clause is automatically met if an outside IR35 status determination is obtained through any of the assessment methods on the Contractor Compliance Portal, including validating an outside IR35 SDS from an external source.

Other providers often provide an annual policy, meaning that clients end up spending more money as they pay for more coverage than is needed. Our policy insures the ‘engagement’, with payments being made monthly for its duration and therefore providing the exact amount of coverage required. 

Note: ‘Fee Payer IR35 Protect’ insurance is only available to buy via the Contractor Compliance Portal. Contractors needing an annual IR35 insurance policy that covers them for professional representation fees and tax liabilities can purchase ‘Contractor IR35 Protect’ insurance from our sister website Roots Contractor Insurance.